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One of the major story lines over the last year is how well the residential real estate market performed. One key metric in the spotlight is home price appreciation. According to the latest indices, home prices are skyrocketing this year.

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 Several weeks ago, this column addressed Senate Bills 9 and 10, both of which deal with the controversial issue of housing policy and, more specifically, density of housing. Taxpayer advocates and neighbor associations have opposed both SB 9 and SB 10 because of the potential loss of local …

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What a fantastic way to start the new school year! The festivities began with our fabulous Foresthill Divide School Parent Teacher Organization (PTO) providing and serving ice cream two days before the start of school while students filled with anticipation were able to find out who their te…

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In the book of James, it is written, “And a harvest of righteousness is sown in peace by those who make peace.”  When I read this, especially after talking last week about how our tongues continually bring us grief, I was overwhelmed with the thought, “Why do we do this to one another?  Why …

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Mortgage rates are hovering near record lows, and that’s good news for today’s homebuyers. The graph below shows mortgage rates dating back to 2016 and where today falls by comparison.

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James 2:19 says, “So also faith by itself, if it does not have works, is dead.”  This passage is the one in Scripture that is most used to justify works righteousness.  Faith without works is dead!  You can’t have faith without works.  The question we have to face is this, “Is that what Jame…

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Again this year we are assaulted, on a daily basis, by the hazardous quality of air due to the wildfires surrounding us.  No one escapes being affected, no matter how tightly closed we think our house is.  Even if you stayed inside 24/7 with windows closed, clean filters in your AC unit runn…

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When most people think of chiropractors, they think of low back pain and getting cracked.  In this article I’m going to explain why I became a chiropractor and how chiropractic relates to your health and not just the relief of low back pain.

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Home prices continue to rise as we move through the summer, and that’s good news for sellers who are looking to maximize their home’s potential. If you’re on the fence about whether to list your house now or later, the question you should really ask is: will this price appreciation last?

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When you add up California’s $5 per gallon gas, deadly forest fires, unaffordable housing, open air drug markets, brazen crime, exploding homelessness, highest state-income tax, non-drivable roads, Sanctuary Cities, and outlandish electricity rates, it’s easy to understand why the people cho…

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On July 4th, lightning struck a tree in the Humboldt-Toiyabe National Forest in Alpine County, California, igniting a small fire that smoldered for days in a quarter acre of rugged terrain.  According to Sheriff Rick Stephens, California’s fire-fighting agency, CalFire, dispatched a crew to …

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By now, only the truly delusional deny that California has an acute exodus problem. The number of people and businesses leaving the state is not just significant, it’s quantifiable.

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A couple is being married today.  The young man is dressed in a tuxedo, the first time he has ever worn anything like that.  It itches and makes him uncomfortable, but all that is immaterial because today his life will change forever (or so he thinks) – and he promises in front of his Lord a…

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Senator Ted Gaines (Ret.), Member of the State Board of Equalization (BOE), today made the following announcement regarding his candidacy for Governor of California in the recall election.

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Several years ago, while I was on vacation in Canada I was introduced to my mother’s cat, Dolly.  Mean is not a strong enough word for this feline version of Satan.  Sharp teeth, long claws, and an attitude of proportions that are too large to describe.  The one thing about this cat is how e…

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"Today we will hear from Dr. Ronil Hira of the damage done to American workers – and to the foreign workers themselves -- through abuses in guestworker programs like H-1B, L-1 and the Optional Practical Training program, and how despite assurances of the left, pay far below the market rates …

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While the housing market forecast for the second half of the year remains positive, there may not be a better time to sell than right now. Here are four things to consider if you’re trying to decide if now’s the right time to make a move.

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Is California’s economy recovering from COVID or not? Recent jobs numbers don’t help answer that question. In May, California added nearly 105,000 jobs, the fourth straight month adding more than 100,000. That is certainly strong job growth by historic state standards. But California has gai…

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Lost?  Hopelessly lost?  It could be in the forest, a grocery store, on the sea, maybe even lost in life …. marriage problems, depression, laid off from a job, sick, knowing there is no cure for the disease that riddles your frail body, or maybe it is even worse, you are lost in a sea of sin…

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If you have read my columns in the past, you may have seen me reference toxic load and the impact it can have on our health.  It is time we revisit this issue, since toxins are a non-stop assault on our bodies.

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I know this is belated but let me say I hope you had a happy Canada Day and a happy 4th.  This is a particularly joyous time of the year for me and my family as we are dual citizens, and we get to celebrate Canada’s Independence Day on July 1st and the United States on July 4th.  It is a tim…

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Home price appreciation continues to accelerate. Today, prices are driven by the simple concept of supply and demand. Pricing of any item is determined by how many items are available compared to how many people want to buy that item. As a result, the strong year-over-year home price appreci…

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There’s a particularly creepy scene in the children’s classic, “Chitty Chitty Bang Bang,” where a diabolical villain lures two kids from their hiding place by walking down the street calling out, “Ice cream. Get some ice cream! Today, it’s all free!”

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Assemblywoman Megan Dahle (R-Bieber) and other Assembly Republicans were successful in stopping legislation advanced by the majority party in Sacramento that would have imposed a costly excise tax on firearms, and several bills proposing more burdensome environmental regulation and red tape …

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When the Democrats passed Mr. Biden’s $1.9 trillion spending spree in March, a lot of people got a lot of free money – thousands of dollars in many cases.  But the bill is already coming due for that free money, and, as many of us warned, it turns out that free money is very expensive.  Inde…

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Don’t you just hate it when someone falls asleep on you?  You are talking to someone who on the surface appears to be intently listening and the next thing you know their eyes begin to twitch a bit and before you know it, they close and the deep snoring sound begins to emanate from them.  

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Approaching your doctor as a partner in your healthcare can result in more successful diagnoses and treatments. Be prepared and open-minded, but know that you don’t have to agree with everything the doctor proposes.

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May and June are typically very busy months for schools and districts as both are working to close out the current school year while simultaneously working on finalizing plans for the following school year. This certainly at this time is the case for FDS and FUSD respectively. I look forward…

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The last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while some homeowners are re-evaluating their current house and considering a move to one that better fits their current lifestyle. Understanding how housing affor…

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Do you realize that all sins can be forgiven, no matter how serious? Except, of course, for one.  You can do any of the following and with a repentant soul ask God to forgive and He will:

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There’s no doubt that 2021 is the year of the seller when it comes to the housing market. If you’re a homeowner thinking of moving to better suit your changing needs, now is the perfect time to do so. Low mortgage rates are in your favor when you’re ready to purchase your dream home, and hig…

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Every parent wants to help his or her kids and protect them from hardship. Many families that started out with nothing were able to build, with hard work and sacrifices over two or three generations, a bit of economic security that they hope to pass on to the next generation.

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Coffee drinkers like to joke about the stimulant effects of caffeine, as if that was the only reason we drank it (of course it is not), but did you know there are other health benefits to drinking a moderate amount of coffee every day?  

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The Power to Witness!  And how powerful that is!  Think about it ...

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As we approach the final handful of weeks in the current school year (last day is June 9), we at Foresthill Divide School are extremely proud of the education we have provided to the students at our school despite the significant challenges of the pandemic. We as a team have strong beliefs (…

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Last week’s Existing Home Sales Report from the National Association of Realtors (NAR) shows sales have dropped by 3.7% compared to the month before. This is the second consecutive month that sales have slumped. Some see this as evidence that the red-hot real estate market may be cooling. Ho…

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Mother’s Day is in just a few days, so why am I writing about phthalates?  Because we tend to want to give to our mothers, grandmothers, sisters, ourselves and friends gifts that we know they love and that smell good, from perfume to bath and body products.  

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 Californians are well aware of the heavy tax burden they bear for living in the Golden State. We have the highest income tax rate, highest state sales tax rate and highest gas tax in the nation. But taxpayers may not be aware that they are also paying a $574 “lawsuit tax” each year. That’s …

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In Opposition to HR 1573 - Congressman McClintock delivered the following remarks this week during House floor debate on HR 1573:

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Sunday is Mother’s Day, and I’d like to share a few things I picked up over the years that I think are pertinent to celebrating this wonderful day.  See if any of these a ring a bell with you:

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There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially be millions of foreclosures ready to hit the market. However, there are four reasons that won’t…

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