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Market volatility this year may have prompted you to review your investment plans, including your retirement goals. As you look at them, you may want to consider converting from a traditional IRA to a Roth IRA.

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Experts in the medical field and those in positions to make decisions over our lives frequently use the word “science” in reference to the pandemic. Sometimes, though, scientific facts intersect with politics, leading to arbitrary and detrimental sets of restrictive government guidelines.

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Former Gov. Jerry Brown often said that he subscribed to the “canoe theory of politics” — paddle a little to the left, a little to the right and then glide down the middle. He deployed that strategy through many of the crises he had to manage. From this conservative’s perspective, he did a l…

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 California State Board of Equalization (BOE) Member Ted Gaines today announced a pro-taxpayer deadline extension for property tax appeals that will help Californians cope with pandemic-related delays in tax administration.

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I have been thinking lately, what if I all of a sudden could no longer get essential oils, what oils would I stock up on now?  It was agonizingly hard to do, but I have pared my list of must-have oils down to my top 5, in no particular order:

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For months now the vast majority of Americans have been asking the same question: When will the economy turn around? Many experts have been saying the housing market will lead the way to a recovery, and today we’re seeing signs of that coming to light. With record-low mortgage rates driving …

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Board of Equalization (BOE) Member Ted Gaines held an informational hearing that considered both the pros and cons of Proposition 15, California’s “Split Roll” initiative that will appear on the November ballot. Following the hearing, Member Gaines came out in forceful opposition to the measure.

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Anyone who’s ever managed a household knows that it’s not only how much money you make that matters. It’s also how much you spend.

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Over the previous columns we have covered the basics of what essential oils are, the three different ways to use them and why purity and quality make a huge difference when we are looking for therapeutic benefit.  At this point in our class, I typically work with people to help them get esse…

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 One of the biggest questions on everyone’s minds these days is: What’s going to happen to the housing market in the second half of the year? Based on recent data on the economy, unemployment, real estate, and more, many economists are revising their forecasts for the remainder of 2020 – and…

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The assaults on California property owners and taxpayers never stop. And once again the California Legislature has advanced a massive tax increase at the last possible moment when they thought no one was paying attention.

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 A recent survey by Lending Tree tapped into behaviors of over 1,000 prospective buyers. The results indicated 53% of all homebuyers are more likely to buy a home in the next year, even amid the current health crisis. The survey further revealed why, naming several reasons buyers are more li…

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Times are strange indeed when the Howard Jarvis Taxpayers Association finds itself fighting on the same side as left-leaning organizations such as Voices for Progress, Common Cause and the ACLU. The saying that politics makes for strange bedfellows is never more true than in times of crisis …

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There are three ways to use essential oils, but which way to use depends on your desired outcome.  So let’s get started with the one most people are familiar with:

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Speech in Opposition to H.R. 7120 - "I Cannot Support The Attempt To Federalize Local Police Departments, Which Moves Us Further Down A Slippery Slope I Fear We are Already On"

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This week marks a new phase in our reopening with additional businesses welcoming customers. I know many people were excited to return to various outdoor recreation businesses, campgrounds, gyms, bars, and wineries- among others.

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As we enter the summer months and work through the challenges associated with the current health crisis, many are wondering what impact the economic slowdown will have on home prices. Looking at the big picture, supply and demand will give us the clearest idea of what’s to come.

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Part 2 of our segmented class will answer the question of why we would even use essential oils.  Some of you are already used to the idea of natural remedies, so this may not be a question.  But most of us did not grow up using natural remedies, we went to the doctor and asked for the pill, …

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Under California law, proposed initiatives must be presented to the California Legislature in an “informational hearing” open to the public. Legislators do not vote on the proposals because these are initiatives that have already qualified for the ballot. The hearings are mostly for the bene…

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For a fleeting moment, Americans of all races, religions, ethnicities, and political persuasions united in outrage over the brutal murder of a fellow American by a police officer we had entrusted to uphold justice and protect the public’s safety. There are few things that infuriate Americans…

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In recent decades, we have observed that worldwide pandemics have tended to emerge out of China. Once this Coronavirus hopefully winds down, God willing, many will begin the age-old game of finger pointing.  Mr. Trump and Secretary of State Pompeo have already started this “blame game” racis…

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The word “unprecedented” is fitting for the coronavirus crisis that is now savaging both the health of countless Americans as well as our nation’s economy.

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The anguish in people’s voices as they call our office every day is heart-breaking.  Many are wondering how they can pay their bills, whether their job will still exist in a week, whether their retirement savings have been decimated or whether they’ll lose the shop they’ve spent their lifeti…

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I am among the 1,200 plus Foresthill water rate payers who objected to the FPUD “water rate study” and to its potential implementation.  I also support recalling the current FPUD Board and replacing them with people who will take  our community concerns under advisement.

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Spring is right around the corner, so flowers are starting to bloom, and many potential homebuyers are getting ready to step into the market. If you’re thinking of buying this season, here’s how mortgage interest rates are working in your favor.

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Of the many conclusions that can be drawn from the March primary election in California, perhaps the most notable is that money doesn’t always translate into political success.

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Yes, you can build a strong immune system!  At least as strong as is possible for what whatever you have going on inside.  Our immune system is what we were given to fend off pathogens of all kinds, and because we are exposed to them every.single.day, it has a lot of work to do, we give ours…

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Have you ever done something you were so ashamed of that you doubted God would forgive you? King David did.

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No surprise, it's been another busy month working for you and all of the citizens of Placer County! If you've been receiving my monthly updates for awhile, you know that almost every month, I've talked about fire insurance. This is one of the most crucial issues facing Placer County resident…

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Senator Brian Dahle (R-Bieber) introduced a measure to protect driver's information collected by the California Department of Motor Vehicles (DMV).

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There is a growing rift between Foresthill residents and the FPUD Board of Directors and the management of the Foresthill Water District.  Contributing factor is a lack of trust in transparency of the financials that the consultant relied upon to draft the proposed rate structure planned for…

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Foresthill Pool is excited to begin our fundraising season! This year we are starting off with a brand-new fundraiser and are excited to see the turn out for this event!

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At a Special Meeting of the FPUD Board of Directors, on the evening of February 13 at Memorial Hall, HF&H Consultants of Walnut Creek made the third presentation of four meetings regarding proposed new water rates for FPUD customers. Previous sessions related to this subject occurred on …

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It seems to be even more important now to protect yourself from catching the nasties, as the stakes could be higher than missing a few days of work, given the news lately.  Fortunately there are many things you can do to help your body fight off foreign invaders by strengthening your immune …

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The success of the U.S. residential real estate market, like any other market, is determined by supply and demand. This means we need to look at how many potential purchasers are in the market versus the number of houses that are available to buy.

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The “Proposition 13” on the March 3 ballot is a $15 billion school construction bond, but it would cost taxpayers far more than $15 billion. That’s why the Howard Jarvis Taxpayers Association is opposed to this Proposition 13. This measure would increase the state’s debt and interest costs, …

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Let’s take a short break from the healthcare debate as we currently look at it, and focus for a bit on the unique position we have at our fingertips, if we care to take a look at it.

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The Community Advisory Committee, (CAC), has issued a statement on their position regarding the 2019 Water Rate Study and Protest.  They urge FPUD customers to, “get the facts” prior to making a decision.  So let’s examine some of those facts.  Once the CAC was chosen, they were given a targ…

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